Astra is the AI investment committee for affluent Indian investors. We x-ray your full portfolio across brokers, mutual funds, FDs, EPF and gold — surface every hidden overlap, concentration, tax drag, and underperformer — then walk you through the fix with a SEBI-registered advisor on call.
Deploy ₹10L idle cash, consolidate 4 overlapping large-cap funds, harvest ₹1L LTCG, and 2 more.
You own 18 mutual funds, 24 stocks, 3 smallcases, an EPF, an NPS, FDs across two banks, and gold somewhere. Nifty’s up but your portfolio is flat. You don’t know why.
You get stock tips you didn’t ask for and spreadsheets you can’t maintain. What you don’t get is a simple answer to am I doing something stupid?
Astra is the decision layer above Groww, Zerodha, Kuvera, INDmoney and your bank RM. We see everything, think household-first, and tell you what changed.
Surface every hidden overlap, sector concentration, expense ratio drag, and tax friction — in 5 minutes.
Every direct stock has a written thesis. Astra flags it as intact, weakening, or broken — every quarter.
Ranked actions: what to sell, stop, consolidate. Each step staged across 30/60/90 days to manage tax.
Quarterly review with a SEBI-registered advisor. Written notes, recorded rationale, real human signal.
FD laddering, idle cash deployment, post-tax yield comparison. Stop earning 3% on ₹15L sitting in savings.
Suitability checks, approval gates, full audit trail. We diagnose, you decide, an RIA reviews. Nothing auto-trades.
Link accounts or upload statements — brokers, MFs, FDs, EPF, PPF, NPS, gold.
Astra builds your household balance sheet and ranks every issue by impact.
Get a target allocation and a prioritised cleanup plan, explained line by line.
One tap to approve each action. Astra preps execution and tracks drift.
We diagnose what’s broken, you decide what to do, a SEBI-registered RIA reviews. Every output is tagged: educational insight, portfolio diagnostic, or suitability-based recommendation. Nothing auto-executes. We don’t take commissions on the products we discuss.
Every output is tagged: insight, diagnostic, recommendation, or action-requiring-approval.
Risk, horizon, liquidity, concentration and preference checks run on every recommendation.
No portfolio-changing action without your explicit consent or a pre-authorised rule.
Every recommendation stores its rationale, inputs, alternatives considered, and your approval.
Start with a one-time x-ray. Continue if it’s useful. We charge for diagnosis and committee review — never for the products we route you toward. No commissions, no kickbacks.
Connect or upload your portfolio. In 5 minutes, see every overlap, concentration, tax friction, and underperformer — plus a written, prioritised cleanup plan. One-time, no subscription.